# MariBank PH (SeaBank) vs BPI

MariBank PH (SeaBank) and BPI both sit at 4.9 stars, but that hides the real split: 74% of MariBank PH (SeaBank)'s written reviews are positive against 28% of BPI's. MariBank PH (SeaBank) also leads on update cadence (fortnightly vs every 2 months). BPI's advantage is ratings volume (18K vs 2.1K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MariBank PH (SeaBank) against 4.8 for BPI. That said, the two scores are not equally well evidenced: BPI has 18K ratings behind it against 2.1K, so its average is the more settled of the two. Written reviews are what separate them: 74% of MariBank PH (SeaBank)'s written reviews are positive against 28% of BPI's.

MariBank PH (SeaBank) ships an update fortnightly, BPI every 2 months. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | MariBank PH (SeaBank) | BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.1K ratings)](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158/reviews)** | [4.8 (18K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews) |
| Number of ratings | 2.1K | **18K** |
| Positive reviews | **73.5% of reviews** | 28.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 218 MB | 197 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MariBank Philippines, Inc.](https://appshunter.io/developer/1592249160) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### MariBank PH (SeaBank)

[App page](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158)

This app offers a convenient way to manage your finances, allowing you to save, pay, and earn daily rewards. Open an account quickly to enjoy high interest rates on savings, free transfers, and cashback on various transactions. It also integrates with popular payment platforms and offers flexible credit options.

**Highlights:** Daily interest earnings on savings, Free weekly transfers via InstaPay/PESONet, Cashback on dining, retail, and QR transactions, Link ShopeePay and SPayLater accounts, Upfront Time Deposits with high interest, Numberless debit card with zero foreign transaction fees, Flexible credit options

**Features:** Vision Pro support

**In-app purchases:** none


### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


## Frequently asked questions

### Is MariBank PH (SeaBank) free?

MariBank PH (SeaBank) is free to download, with no in-app purchases.

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Which has better reviews, MariBank PH (SeaBank) or BPI?

MariBank PH (SeaBank) is rated higher. MariBank PH (SeaBank) averages 4.9 out of 5 from 2.1K ratings, while BPI averages 4.8 from 18K ratings.

### Do MariBank PH (SeaBank) or BPI have ads?

Neither MariBank PH (SeaBank) nor BPI shows ads.

### Which is updated more often, MariBank PH (SeaBank) or BPI?

MariBank PH (SeaBank) ships an update fortnightly, and BPI every 2 months. Most recently, MariBank PH (SeaBank) was updated on October 25, 2026 and BPI on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*