# MariBank PH (SeaBank) vs BDO Pay

MariBank PH (SeaBank) and BDO Pay both sit at 4.9 stars, but that hides the real split: 74% of MariBank PH (SeaBank)'s written reviews are positive against 32% of BDO Pay's. MariBank PH (SeaBank) also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MariBank PH (SeaBank) against 4.8 for BDO Pay. Both are backed by a comparable volume of ratings — 2.1K and 1.8K respectively. Written reviews are what separate them: 74% of MariBank PH (SeaBank)'s written reviews are positive against 32% of BDO Pay's.

MariBank PH (SeaBank) ships an update fortnightly, BDO Pay monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | MariBank PH (SeaBank) | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.1K ratings)](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158/reviews)** | [4.8 (1.8K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews) |
| Number of ratings | **2.1K** | 1.8K |
| Positive reviews | **73.5% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 218 MB | 576 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MariBank Philippines, Inc.](https://appshunter.io/developer/1592249160) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### MariBank PH (SeaBank)

[App page](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158)

This app offers a convenient way to manage your finances, allowing you to save, pay, and earn daily rewards. Open an account quickly to enjoy high interest rates on savings, free transfers, and cashback on various transactions. It also integrates with popular payment platforms and offers flexible credit options.

**Highlights:** Daily interest earnings on savings, Free weekly transfers via InstaPay/PESONet, Cashback on dining, retail, and QR transactions, Link ShopeePay and SPayLater accounts, Upfront Time Deposits with high interest, Numberless debit card with zero foreign transaction fees, Flexible credit options

**Features:** Vision Pro support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MariBank PH (SeaBank) free?

MariBank PH (SeaBank) is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, MariBank PH (SeaBank) or BDO Pay?

MariBank PH (SeaBank) is rated higher. MariBank PH (SeaBank) averages 4.9 out of 5 from 2.1K ratings, while BDO Pay averages 4.8 from 1.8K ratings.

### Do MariBank PH (SeaBank) or BDO Pay have ads?

Neither MariBank PH (SeaBank) nor BDO Pay shows ads.

### Which is updated more often, MariBank PH (SeaBank) or BDO Pay?

MariBank PH (SeaBank) ships an update fortnightly, and BDO Pay monthly. Most recently, MariBank PH (SeaBank) was updated on October 25, 2026 and BDO Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*