# Cembra App vs ZugerKB Access

The clearest difference is update cadence: Cembra App at every 3 weeks against ZugerKB Access's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cembra App ships an update every 3 weeks, ZugerKB Access every 3 months. The most recent releases landed on October 30, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Cembra App | ZugerKB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** | — |
| Number of ratings | **68** | — |
| Positive reviews | 41.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 321 MB | 17 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) | [Zuger Kantonalbank](https://appshunter.io/developer/968381680) |

## What reviewers say

### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Manage push notifications, Access monthly statements, Secure login with biometrics

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### ZugerKB Access

[App page](https://appshunter.io/ios/app/zugerkb-access/id6473727597)

**In-app purchases:** none


## Frequently asked questions

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Is ZugerKB Access free?

ZugerKB Access is free to download, with no in-app purchases.

### Do Cembra App or ZugerKB Access have ads?

Neither Cembra App nor ZugerKB Access shows ads.

### Which is updated more often, Cembra App or ZugerKB Access?

Cembra App ships an update every 3 weeks, and ZugerKB Access every 3 months. Most recently, Cembra App was updated on October 30, 2026 and ZugerKB Access on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*