# Cembra App vs Certo

The clearest difference is in-app purchases: Cembra App at none against Certo's 1. Cembra App also leads on iOS requirement (16.0 vs 18.5). On price, ads and device support there is nothing between them.

Both are free to download. Certo sells 1 one-off in-app purchase. Cembra App asks for nothing beyond the download.

## The numbers

| Metric | Cembra App | Certo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** | — |
| Number of ratings | **68** | — |
| Positive reviews | 41.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Ad-supported | — |
| Size | 322 MB | 2 MB |
| Requires iOS | **16.0** | 18.5 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) | [Jung-Chen Lee](https://appshunter.io/developer/1867117340) |

## What reviewers say

### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Track credit card payments, Access monthly statements, Secure Touch ID/Face ID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Certo

[App page](https://appshunter.io/ios/app/certo/id6757460001)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Certo your Subscription Manager | $14.99 | one-time |


## Frequently asked questions

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Is Certo free?

Certo is free to download, with in-app purchases available.

### Do Cembra App or Certo have ads?

Neither Cembra App nor Certo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*