# Tmoni vs Moni

The clearest difference is iOS requirement: Moni at 11.0 against Tmoni's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tmoni ships an update every 3 weeks, Moni monthly. The most recent releases landed on October 13, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Tmoni | Moni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tmoni/id1592486879/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 5 MB | 86 MB |
| Requires iOS | 14.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Tmoni Technologies](https://appshunter.io/developer/1592486881) | [Rank Capital Inc.](https://appshunter.io/developer/1578727097) |

## What reviewers say

### Tmoni

[App page](https://appshunter.io/ios/app/tmoni/id1592486879)

This app promotes financial inclusion by offering unique services for rural and semi-urban dwellers. It empowers agents to earn commissions and incentives by facilitating transactions like fund transfers, bill payments, and cooperative services. Customers can save and access loans with potential dividends.

**Highlights:** Funds transfer and withdrawals, Airtime and data purchase, Cable TV and electricity bill payments, Cooperative savings and loans, Agent commissions and incentives, Customer registration for cooperative membership

**Features:** macOS Compatibility

**In-app purchases:** none


### Moni

[App page](https://appshunter.io/ios/app/moni-mobile-teller/id6451966596)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tmoni free?

Tmoni is free to download, with no in-app purchases.

### Is Moni free?

Moni is free to download, with no in-app purchases.

### Do Tmoni or Moni have ads?

Neither Tmoni nor Moni shows ads.

### Which is updated more often, Tmoni or Moni?

Tmoni ships an update every 3 weeks, and Moni monthly. Most recently, Tmoni was updated on October 13, 2026 and Moni on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*