# Tmoni vs Codalm

The clearest difference is update cadence: Tmoni at every 3 weeks against Codalm's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tmoni ships an update every 3 weeks, Codalm every 3 months. The most recent releases landed on September 10, 2026 and July 23, 2026 respectively.

## The numbers

| Metric | Tmoni | Codalm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tmoni/id1592486879/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 5 MB | 71 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [TMONI TECHNOLOGIES LIMITED](https://appshunter.io/developer/1592486881) | [Codalm Alliance Limited](https://appshunter.io/developer/1862761050) |

## What reviewers say

### Tmoni

[App page](https://appshunter.io/ios/app/tmoni/id1592486879)

This app promotes financial inclusion by offering unique services for rural and semi-urban dwellers. It empowers agents to earn commissions and incentives by facilitating transactions like fund transfers, bill payments, and cooperative services. Customers can save and access loans with potential dividends.

**Highlights:** Funds transfer and withdrawals, Airtime and data purchase, Cable TV and electricity bill payments, Cooperative savings and loans, Agent commissions and incentives, Customer registration for cooperative membership

**Features:** macOS Compatibility

**In-app purchases:** none


### Codalm

[App page](https://appshunter.io/ios/app/codalm/id6761675630)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tmoni free?

Tmoni is free to download, with no in-app purchases.

### Is Codalm free?

Codalm is free to download, with no in-app purchases.

### Do Tmoni or Codalm have ads?

Neither Tmoni nor Codalm shows ads.

### Which is updated more often, Tmoni or Codalm?

Tmoni ships an update every 3 weeks, and Codalm every 3 months. Most recently, Tmoni was updated on September 10, 2026 and Codalm on July 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*