# Olkypay vs Incard

The clearest difference is review sentiment: Incard at 82% against Olkypay's 29%. Incard also leads on rating (5.0 vs 4.0) and update cadence (weekly vs every 2 months). Olkypay's advantage is iOS requirement (12.0 vs 17). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Incard holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews point the same way: 29% of Olkypay's written reviews are positive against 82% of Incard's.

Olkypay ships an update every 2 months, Incard weekly. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Olkypay | Incard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/olkypay/id1592673663/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/incard/id1593372177/reviews)** |
| Number of ratings | 2 | **5** |
| Positive reviews | 28.6% of reviews | **81.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | Free |
| Size | 98 MB | 120 MB |
| Requires iOS | **12.0** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [olkyrent sa](https://appshunter.io/developer/1592673665) | [incard Ltd.](https://appshunter.io/developer/1593372179) |

## What reviewers say

### Olkypay

[App page](https://appshunter.io/ios/app/olkypay/id1592673663)

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

**Highlights:** Unified personal and business account access, Instant payments up to €100,000, Remote payment collection for businesses, Online capital deposit for new companies, Card management (block/unblock), Transaction and balance monitoring

**Features:** macOS Compatibility

**In-app purchases:** none


### Incard

[App page](https://appshunter.io/ios/app/incard/id1593372177)

This financial platform helps digital entrepreneurs manage all aspects of their business finances. It offers corporate cards, expense tracking, bill payments, and accounting automation, all accessible through a mobile app.

**Highlights:** Corporate cards, Expense management, Bill payments, Accounting automation, E-commerce integration, Multi-currency accounts, Receipt uploads

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Olkypay free?

Olkypay is free to download, with no in-app purchases.

### Is Incard free?

Incard is free to download, with no in-app purchases.

### Which has better reviews, Olkypay or Incard?

Incard is rated higher. Olkypay averages 4.0 out of 5 from 2 ratings, while Incard averages 5.0 from 5 ratings.

### Do Olkypay or Incard have ads?

Neither Olkypay nor Incard shows ads.

### Which is updated more often, Olkypay or Incard?

Olkypay ships an update every 2 months, and Incard weekly. Most recently, Olkypay was updated on October 6, 2026 and Incard on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*