# Guild Financial vs Live Pay for Groups

The clearest difference is update cadence: Live Pay for Groups at every 2 days against Guild Financial's weekly. Guild Financial's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Guild Financial ships an update weekly, Live Pay for Groups every 2 days. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Guild Financial | Live Pay for Groups |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (22 ratings)](https://appshunter.io/ios/app/guild-financial/id1592688525/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free | — |
| Size | 39 MB | 2 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Siebert Financial Corp.](https://appshunter.io/developer/1494050105) | [Live Vibe LLC](https://appshunter.io/developer/6776060353) |

## What reviewers say

### Guild Financial

[App page](https://appshunter.io/ios/app/guild-financial/id1592688525)

Invest commission-free with no account minimums on a secure platform built by military veterans. Access community intelligence, fractional shares, and financial literacy modules to grow your portfolio and enhance your financial freedom.

**Highlights:** Commission-free stock investing, No account minimums, Fractional share trading, Community intelligence, Financial literacy modules, Secure platform

**Features:** macOS Compatibility

**In-app purchases:** none


### Live Pay for Groups

[App page](https://appshunter.io/ios/app/live-pay-for-groups/id6776060351)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Guild Financial free?

Guild Financial is free to download, with no in-app purchases.

### Is Live Pay for Groups free?

Live Pay for Groups is free to download, with no in-app purchases.

### Do Guild Financial or Live Pay for Groups have ads?

Neither Guild Financial nor Live Pay for Groups shows ads.

### Which is updated more often, Guild Financial or Live Pay for Groups?

Guild Financial ships an update weekly, and Live Pay for Groups every 2 days. Most recently, Guild Financial was updated on October 15, 2026 and Live Pay for Groups on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*