# Cinch Auto Finance vs PayGram Corp

The clearest difference is rating: PayGram Corp at 4.5 against Cinch Auto Finance's 2.3. PayGram Corp also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.6). Cinch Auto Finance's advantage is ratings volume (43 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayGram Corp holds the better App Store score, 4.5 against 2.3. That said, the two scores are not equally well evidenced: Cinch Auto Finance has 43 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Cinch Auto Finance | PayGram Corp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (43 ratings)](https://appshunter.io/ios/app/cinch-auto-finance/id1592749828/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/paygram-corp/id6445844262/reviews)** |
| Number of ratings | **43** | 2 |
| Positive reviews | 15.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 47 MB | 45 MB |
| Requires iOS | 17.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [CULS](https://appshunter.io/developer/1592749830) | [PayGram Corporation](https://appshunter.io/developer/1632246575) |

## What reviewers say

### Cinch Auto Finance

[App page](https://appshunter.io/ios/app/cinch-auto-finance/id1592749828)

Manage your auto loan payments conveniently. Schedule payments, view your transaction history, and communicate directly with your finance provider. This app offers a fast and straightforward way to handle your auto financing.

**Highlights:** Make real-time payments, Schedule future payments, View payment history, Chat with provider, Fast and easy interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayGram Corp

[App page](https://appshunter.io/ios/app/paygram-corp/id6445844262)

This digital finance platform allows users to send money globally using debit cards, ACH, and digital wallets. It functions as a secure store of value for your funds.

**Highlights:** Global money transfers, Debit card payments, ACH electronic payments, Digital wallet functionality, Store of value

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cinch Auto Finance free?

Cinch Auto Finance is free to download, with no in-app purchases.

### Is PayGram Corp free?

PayGram Corp is free to download, with no in-app purchases.

### Which has better reviews, Cinch Auto Finance or PayGram Corp?

PayGram Corp is rated higher. Cinch Auto Finance averages 2.3 out of 5 from 43 ratings, while PayGram Corp averages 4.5 from 2 ratings.

### Do Cinch Auto Finance or PayGram Corp have ads?

Neither Cinch Auto Finance nor PayGram Corp shows ads.

### Which is updated more often, Cinch Auto Finance or PayGram Corp?

Cinch Auto Finance ships an update every 3 months, and PayGram Corp every 3 months. Most recently, Cinch Auto Finance was updated on October 21, 2026 and PayGram Corp on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*