# Split & Tip vs Simple Envelope Budgeting

The clearest difference is price: Split & Tip at Free against Simple Envelope Budgeting's $2.99. Split & Tip also leads on rating (4.3 vs 3.7) and update cadence (every 5 days vs every 5 weeks). Simple Envelope Budgeting's advantage is review sentiment (38% vs 0%) and ratings volume (11 vs 3). On ads, in-app purchases and device support there is nothing between them.

Split & Tip is free to download; Simple Envelope Budgeting costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Split & Tip holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews complicate that: 0% of Split & Tip's written reviews are positive against 38% of Simple Envelope Budgeting's, so the app with the better star average is not the one people write more warmly about.

Split & Tip ships an update every 5 days, Simple Envelope Budgeting every 5 weeks. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Split & Tip | Simple Envelope Budgeting |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | **[4.3 (3 ratings)](https://appshunter.io/ios/app/split-and-tip-easy-tipping/id1592792005/reviews)** | [3.7 (11 ratings)](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334/reviews) |
| Number of ratings | 3 | **11** |
| Positive reviews | 0.0% of reviews | **37.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 5 weeks |
| Monetization | **Free** | Paid |
| Size | 7 MB | 6 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [James Loboda](https://appshunter.io/developer/1590626090) | [Frank Herring](https://appshunter.io/developer/1229497521) |

## What reviewers say

### Split & Tip

[App page](https://appshunter.io/ios/app/split-and-tip-easy-tipping/id1592792005)

Effortlessly divide restaurant bills and calculate tips with this intuitive application. Its user-friendly interface and quick reset features make group dining calculations simple, allowing you to enjoy your meal without the stress of math.

**Highlights:** Instant bill splitting, Customizable tip percentage, Quick reset functionality, User-friendly interface, Ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Simple Envelope Budgeting

[App page](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334)

Digitize your financial planning with this budgeting app. It uses the envelope method to help you track spending, set savings goals, and avoid overspending. Syncs across devices and is ad-free.

**Highlights:** iCloud sync across devices, Savings goals, Color-coded envelopes, Transaction filtering, Over budget indicator, No ads or in-app purchases

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Split & Tip free?

Split & Tip is free to download, with no in-app purchases.

### Is Simple Envelope Budgeting free?

Simple Envelope Budgeting costs $2.99, with no in-app purchases.

### Which has better reviews, Split & Tip or Simple Envelope Budgeting?

Split & Tip is rated higher. Split & Tip averages 4.3 out of 5 from 3 ratings, while Simple Envelope Budgeting averages 3.7 from 11 ratings.

### Do Split & Tip or Simple Envelope Budgeting have ads?

Neither Split & Tip nor Simple Envelope Budgeting shows ads.

### Which is updated more often, Split & Tip or Simple Envelope Budgeting?

Split & Tip ships an update every 5 days, and Simple Envelope Budgeting every 5 weeks. Most recently, Split & Tip was updated on November 3, 2026 and Simple Envelope Budgeting on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*