# PennyDay vs Cash Predict

The clearest difference is rating: Cash Predict at 4.8 against PennyDay's 3.7. Cash Predict also leads on ads (none vs shown) and review sentiment (93% vs 73%). PennyDay's advantage is monetization model (ad-supported vs freemium) and update cadence (weekly vs fortnightly). On price, in-app purchases and device support there is nothing between them.

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month and Cash Predict sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

Cash Predict holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 7 and 30 respectively. Written reviews point the same way: 73% of PennyDay's written reviews are positive against 93% of Cash Predict's.

PennyDay ships an update weekly, Cash Predict fortnightly. Both last shipped on October 27, 2026.

## The numbers

| Metric | PennyDay | Cash Predict |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews) | **[4.8 (30 ratings)](https://appshunter.io/ios/app/cash-predict/id6444193844/reviews)** |
| Number of ratings | 7 | **30** |
| Positive reviews | 72.7% of reviews | **92.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | **Ad-supported** | Freemium |
| Size | 77 MB | 36 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) | [Softgroup Technology LLC](https://appshunter.io/developer/1356250709) |

## What reviewers say

### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


### Cash Predict

[App page](https://appshunter.io/ios/app/cash-predict/id6444193844)

This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.

**Highlights:** Financial future forecasting, Debt payoff timelines, Bill payment feasibility, Savings goal setting, Recurrent income/expense scheduling, Bill reminders, iCloud sync, Financial simulations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus | $9.99 | per year |


## Frequently asked questions

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Is Cash Predict free?

Cash Predict is free to download, with in-app purchases available.

### Which has better reviews, PennyDay or Cash Predict?

Cash Predict is rated higher. PennyDay averages 3.7 out of 5 from 7 ratings, while Cash Predict averages 4.8 from 30 ratings.

### Do PennyDay or Cash Predict have ads?

PennyDay shows ads; Cash Predict does not.

### Which is updated more often, PennyDay or Cash Predict?

PennyDay ships an update weekly, and Cash Predict fortnightly. Most recently, PennyDay was updated on October 27, 2026 and Cash Predict on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*