# PennyDay vs BYOSW

The clearest difference is in-app purchases: BYOSW at none against PennyDay's 3. BYOSW also leads on ads (none vs shown) and device support (3 vs 1). On price and update cadence there is nothing between them.

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month. BYOSW asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 22, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | PennyDay | BYOSW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 72.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Ad-supported | — |
| Size | 76 MB | 42 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) | [Fang Cheng HUNG](https://appshunter.io/developer/1896227537) |

## What reviewers say

### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


### BYOSW

[App page](https://appshunter.io/ios/app/byosw/id6766182774)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Is BYOSW free?

BYOSW is free to download, with no in-app purchases.

### Do PennyDay or BYOSW have ads?

PennyDay shows ads; BYOSW does not.

### Which is updated more often, PennyDay or BYOSW?

PennyDay ships an update weekly, and BYOSW weekly. Most recently, PennyDay was updated on October 22, 2026 and BYOSW on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*