# Incard vs DECTA Merchant

The clearest difference is update cadence: Incard at every 5 days against DECTA Merchant's every 3 weeks. DECTA Merchant's advantage is iOS requirement (14.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Incard ships an update every 5 days, DECTA Merchant every 3 weeks. The most recent releases landed on September 13, 2026 and August 4, 2026 respectively.

## The numbers

| Metric | Incard | DECTA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/incard/id1593372177/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free | — |
| Size | 170 MB | 98 MB |
| Requires iOS | 17 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Incard Ltd](https://appshunter.io/developer/1593372179) | [Decta Limited](https://appshunter.io/developer/1723485812) |

## What reviewers say

### Incard

[App page](https://appshunter.io/ios/app/incard/id1593372177)

This financial platform helps digital entrepreneurs manage all aspects of their business finances. It offers corporate cards, expense tracking, bill payments, and accounting automation, all accessible through a mobile app.

**Highlights:** Corporate cards, Expense management, Bill payments, Accounting automation, E-commerce integration, Multi-currency accounts, Receipt uploads

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### DECTA Merchant

[App page](https://appshunter.io/ios/app/decta-merchant/id6475168520)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Incard free?

Incard is free to download, with no in-app purchases.

### Is DECTA Merchant free?

DECTA Merchant is free to download, with no in-app purchases.

### Do Incard or DECTA Merchant have ads?

Neither Incard nor DECTA Merchant shows ads.

### Which is updated more often, Incard or DECTA Merchant?

Incard ships an update every 5 days, and DECTA Merchant every 3 weeks. Most recently, Incard was updated on September 13, 2026 and DECTA Merchant on August 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*