# BHIM PNB vs PSB UnIC

The clearest difference is review sentiment: PSB UnIC at 52% against BHIM PNB's 8%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BHIM PNB ships an update every 2 months, PSB UnIC monthly. Both last shipped on September 21, 2026.

## The numbers

| Metric | BHIM PNB | PSB UnIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 7.7% of reviews | **51.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 68 MB | 196 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Punjab National Bank](https://appshunter.io/developer/898528851) | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) |

## What reviewers say

### BHIM PNB

[App page](https://appshunter.io/ios/app/bhim-pnb/id1593414513)

This app allows users to send and receive money using a unified payment interface. It supports linking multiple bank accounts from different banks onto a single platform for easy management and transactions. Users can create payment addresses to keep their account details private.

**Highlights:** Unified Payment Interface (UPI), Link multiple bank accounts, Send and receive money, Create payment addresses, Manage accounts on a single platform, One-time and recurring mandates

**Features:** Vision Pro support

**In-app purchases:** none


### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BHIM PNB free?

BHIM PNB is free to download, with no in-app purchases.

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Do BHIM PNB or PSB UnIC have ads?

Neither BHIM PNB nor PSB UnIC shows ads.

### Which is updated more often, BHIM PNB or PSB UnIC?

BHIM PNB ships an update every 2 months, and PSB UnIC monthly. Most recently, BHIM PNB was updated on September 21, 2026 and PSB UnIC on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*