# SUMA Wealth vs Contingency Zero

The clearest difference is rating: Contingency Zero at 5.0 against SUMA Wealth's 4.5. SUMA Wealth's advantage is ads (none vs shown) and ratings volume (18 vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. SUMA Wealth sells 3 in-app purchases, starting at $8.99 per month and Contingency Zero sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Contingency Zero holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: SUMA Wealth has 18 ratings behind it against 2, so its average is the more settled of the two.

SUMA Wealth ships an update fortnightly, Contingency Zero monthly. The most recent releases landed on September 18, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SUMA Wealth | Contingency Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (18 ratings)](https://appshunter.io/ios/app/suma-wealth/id1593442598/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/contingency-zero/id6738165385/reviews)** |
| Number of ratings | **18** | 2 |
| Positive reviews | 88.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 84 MB | 66 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [SUMA Inc.](https://appshunter.io/developer/1592776317) | [NULIA.US Corp.](https://appshunter.io/developer/1779666239) |

## What reviewers say

### SUMA Wealth

[App page](https://appshunter.io/ios/app/suma-wealth/id1593442598)

Consolidate your financial accounts, cards, and investments into a single dashboard. Utilize an AI agent for personalized financial advice, track spending, and set savings goals. Access educational resources to improve your financial literacy.

**Highlights:** Unified account dashboard, AI financial agent, Personalized money insights, Interactive budgeting tools, Spending tracker, Net worth overview, Savings goal setting, Financial education hub

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUMA+ | $8.99 | per month |
| Monthly PRO Plan | $9.99 | per month |
| Annual PRO Plan | $99.00 | per year |


### Contingency Zero

[App page](https://appshunter.io/ios/app/contingency-zero/id6738165385)

This app helps you organize and secure important family information for emergencies. It allows you to create digital 'binders' for assets and share them with trusted contacts, ensuring your loved ones have access when they need it most.

**Highlights:** Zero-knowledge security architecture, Organize assets into customizable 'Binders', Flexible sharing of specific binders or entire plan, Control access permissions (Read Only, Full Access), Detailed version history for all entries, Step-by-step guidance through estate planning

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $9.99 | per month |
| 3 Months Subscription | $19.99 | per 3 months |
| 6 Months Subscription | $29.99 | per 6 months |
| 12 Months Subscription | $39.99 | per year |


## Frequently asked questions

### Is SUMA Wealth free?

SUMA Wealth is free to download, with in-app purchases available.

### Is Contingency Zero free?

Contingency Zero is free to download, with in-app purchases available.

### Which has better reviews, SUMA Wealth or Contingency Zero?

Contingency Zero is rated higher. SUMA Wealth averages 4.5 out of 5 from 18 ratings, while Contingency Zero averages 5.0 from 2 ratings.

### Do SUMA Wealth or Contingency Zero have ads?

Contingency Zero shows ads; SUMA Wealth does not.

### Which is updated more often, SUMA Wealth or Contingency Zero?

SUMA Wealth ships an update fortnightly, and Contingency Zero monthly. Most recently, SUMA Wealth was updated on September 18, 2026 and Contingency Zero on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*