# spendwell App vs LastCall

The clearest difference is in-app purchases: spendwell App at none against LastCall's 2. spendwell App also leads on ratings volume (7.4K vs 1). LastCall's advantage is update cadence (daily vs monthly) and rating (5.0 vs 4.7). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. LastCall sells 2 in-app purchases, starting at $9.99 per month. spendwell App asks for nothing beyond the download.

LastCall holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: spendwell App has 7.4K ratings behind it against 1, so its average is the more settled of the two.

spendwell App ships an update monthly, LastCall daily. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | spendwell App | LastCall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.4K ratings)](https://appshunter.io/ios/app/spendwell-app/id1593454747/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233/reviews)** |
| Number of ratings | **7.4K** | 1 |
| Positive reviews | 34.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 42 MB | 56 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [HI Technology Corp](https://appshunter.io/developer/804191919) | [Brian Alphs](https://appshunter.io/developer/1892672887) |

## What reviewers say

### spendwell App

[App page](https://appshunter.io/ios/app/spendwell-app/id1593454747)

Manage your reloadable debit card and bank account on the go. Quickly check your balance, view transactions, and deposit checks from your mobile device. Enjoy early paydays and free bill pay.

**Highlights:** Quick balance access, Transaction history, Mobile check deposit, Early direct deposit, Free online bill pay, Subaccounts for budgeting

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick banking
- 💡 Great recommendation
- 🚀 Easy to use
- 👍 Amazing app
- 👍 No fees

**What reviewers complain about**

- 🐛 Activation issues
- 🐛 Registration problems
- 🐛 Account access problems
- 🐛 Unreliable app
- 🐛 Frequent technical difficulties

**Reported bugs**

- Login/password issues
- Inability to access account information
- Declined card registrations
- Funds disappearing from accounts

**Requested features**

- Allow overdraft for repeat users
- Improve check deposit processing speed
- Add ability to transfer funds to external accounts


### LastCall

[App page](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233)

This app helps hospitality workers track their earnings from cash and credit tips. It provides insights into hourly rates, venue comparisons, and weekly breakdowns to understand earning patterns. Log shifts quickly and monitor progress towards financial goals.

**Highlights:** Log shifts in under 10 seconds, Cash and credit tip tracking, Hourly rate analysis, Venue and shift comparisons, Weekly earnings breakdown, Personalized insights, Goal tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LastCall Premium Monthly | $9.99 | per month |
| LastCall Premium Yearly | $59.99 | per year |


## Frequently asked questions

### Is spendwell App free?

spendwell App is free to download, with no in-app purchases.

### Is LastCall free?

LastCall is free to download, with in-app purchases available.

### Which has better reviews, spendwell App or LastCall?

LastCall is rated higher. spendwell App averages 4.7 out of 5 from 7.4K ratings, while LastCall averages 5.0 from 1 ratings.

### Do spendwell App or LastCall have ads?

Neither spendwell App nor LastCall shows ads.

### Which is updated more often, spendwell App or LastCall?

spendwell App ships an update monthly, and LastCall daily. Most recently, spendwell App was updated on October 16, 2026 and LastCall on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*