# LTCG HR vs LTI App

The clearest difference is update cadence: LTI App at every 11 days against LTCG HR's every 3 weeks. LTCG HR's advantage is device support (3 vs 1) and iOS requirement (9.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LTCG HR ships an update every 3 weeks, LTI App every 11 days. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | LTCG HR | LTI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lti-app/id6748673485/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | — | Free |
| Size | 76 MB | 50 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Lao Telecom](https://appshunter.io/developer/791048086) | [LAO THEPCHALERN INSURANCE SOLE CO.,LTD](https://appshunter.io/developer/1826958495) |

## What reviewers say

### LTCG HR

[App page](https://appshunter.io/ios/app/ltcg-hr/id1593581930)

**Features:** macOS Compatibility

**In-app purchases:** none


### LTI App

[App page](https://appshunter.io/ios/app/lti-app/id6748673485)

Easily compare, select, and purchase life and vehicle insurance policies. Offers personalized recommendations, an auto premium calculator, and free expert consultations for a secure and convenient experience.

**Highlights:** Compare insurance policies, Purchase life and vehicle insurance, Personalized recommendations, Auto premium calculator, Free expert consultation, Covers life, car, motorcycle

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LTCG HR free?

LTCG HR is free to download, with no in-app purchases.

### Is LTI App free?

LTI App is free to download, with no in-app purchases.

### Do LTCG HR or LTI App have ads?

Neither LTCG HR nor LTI App shows ads.

### Which is updated more often, LTCG HR or LTI App?

LTCG HR ships an update every 3 weeks, and LTI App every 11 days. Most recently, LTCG HR was updated on October 19, 2026 and LTI App on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*