# SNB Mobile vs Mobily Pay

The clearest difference is ads: SNB Mobile at none against Mobily Pay's shown. SNB Mobile also leads on monetization model (free vs free with in-app purchases) and ratings volume (59K vs 3.6K). Mobily Pay's advantage is update cadence (every 2 weeks vs monthly). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SNB Mobile against 4.7 for Mobily Pay. That said, the two scores are not equally well evidenced: SNB Mobile has 59K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 49% of SNB Mobile's written reviews are positive against 35% of Mobily Pay's.

SNB Mobile ships an update monthly, Mobily Pay every 2 weeks. Both last shipped on October 20, 2026.

## The numbers

| Metric | SNB Mobile | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (59K ratings)](https://appshunter.io/ios/app/snb-mobile/id1593644558/reviews) | [4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews) |
| Number of ratings | **59K** | 3.6K |
| Positive reviews | **49.0% of reviews** | 34.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 213 MB | 152 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [The Saudi National Bank](https://appshunter.io/developer/517508727) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### SNB Mobile

[App page](https://appshunter.io/ios/app/snb-mobile/id1593644558)

This app offers a premier digital banking experience, allowing clients to manage their finances without visiting a branch. It seamlessly integrates banking products and services for enhanced customer relationships and loyalty.

**Highlights:** Digital banking experience, Seamless integration of products and services, Enhanced customer relationships, Innovation in digital capabilities, Distinctive user experience, Digital registration

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless and easy to use
- 👍 User-friendly interface
- ⭐️ Great service and banking experience
- 💡 Convenient features and quick access to services

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Poor navigation and confusing layout
- ⏱️ Slow performance and long loading times
- 🔒 Concerns over privacy and location access
- 🔄 Too many updates and constant changes

**Reported bugs**

- Authentication issues and device registration problems
- Credit card balance widget not working as expected
- App crashing on launch or during transactions
- Unreliable OTP delivery and login failures
- Compatibility issues with certain devices and OS versions

**Requested features**

- Dark mode option
- Ability to hide account balance
- Integration of investment accounts
- Improved monthly statement access
- Support for international use and OTP delivery


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is SNB Mobile free?

SNB Mobile is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, SNB Mobile or Mobily Pay?

SNB Mobile and Mobily Pay are both rated 4.7 out of 5 on the App Store, from 59K and 3.6K ratings respectively.

### Do SNB Mobile or Mobily Pay have ads?

Mobily Pay shows ads; SNB Mobile does not.

### Which is updated more often, SNB Mobile or Mobily Pay?

SNB Mobile ships an update monthly, and Mobily Pay every 2 weeks. Most recently, SNB Mobile was updated on October 20, 2026 and Mobily Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*