# GK One vs Bpay NG

The clearest difference is update cadence: GK One at every 2 months against Bpay NG's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GK One ships an update every 2 months, Bpay NG every 7 months. The most recent releases landed on October 27, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | GK One | Bpay NG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/gk-one/id1593938821/reviews)** | — |
| Number of ratings | **1.6K** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free | — |
| Size | 156 MB | 47 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [GraceKennedy Financial Group Limited](https://appshunter.io/developer/1542146314) | [BPAY TECHNOLOGIES LTD](https://appshunter.io/developer/1847310267) |

## What reviewers say

### GK One

[App page](https://appshunter.io/ios/app/gk-one/id1593938821)

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

**Highlights:** Send and receive money transfers, Pay bills to over 100 billers, Apply for credit cards and insurance, Shop online with a prepaid VISA card, Refer friends to earn rewards, Donate to charities, Manage account and view transaction history

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 Hassle-free experience
- 👍 Straightforward process
- 👍 Convenient and efficient
- 👍 Saves time and no more long lines

**What reviewers complain about**

- 🐛 Glitches and issues with app functionality
- 🐛 Inaccurate transaction tracking
- 🐛 Login issues requiring repeated sign-in
- 🐛 Issues with receiving money and updating information

**Reported bugs**

- Transferred money disappearing
- App not working for a period of time

**Requested features**

- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing


### Bpay NG

[App page](https://appshunter.io/ios/app/bpay-ng/id6754237884)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GK One free?

GK One is free to download, with no in-app purchases.

### Is Bpay NG free?

Bpay NG is free to download, with no in-app purchases.

### Do GK One or Bpay NG have ads?

Neither GK One nor Bpay NG shows ads.

### Which is updated more often, GK One or Bpay NG?

GK One ships an update every 2 months, and Bpay NG every 7 months. Most recently, GK One was updated on October 27, 2026 and Bpay NG on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*