# Factu vs Iuniverse

The clearest difference is rating: Iuniverse at 4.6 against Factu's 3.7. Iuniverse also leads on in-app purchases (none vs 4) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Factu sells 4 in-app purchases, starting at $6.99 per month. Iuniverse asks for nothing beyond the download.

Iuniverse holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 6 and 10 respectively.

Factu ships an update every 2 months, Iuniverse every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Factu | Iuniverse |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (6 ratings)](https://appshunter.io/ios/app/factu/id1594027225/reviews) | **[4.6 (10 ratings)](https://appshunter.io/ios/app/iuniverse/id6746817890/reviews)** |
| Number of ratings | 6 | **10** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 80 MB | 50 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [FACTÚ, S.A.](https://appshunter.io/developer/1594027227) | [IU Fintech Inc](https://appshunter.io/developer/1818656669) |

## What reviewers say

### Factu

[App page](https://appshunter.io/ios/app/factu/id1594027225)

Organize all your invoices, warranties, and tax documents in one digital archive. Easily track income, expenses, and tax payments with detailed reports. Designed for everyone to understand and manage their finances effortlessly.

**Highlights:** Digital invoice and tax document archive, Organized storage and segmentation, Detailed income and expense reports, Tax payment tracking, Secure data access, Accountant access sharing

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Mensual | $6.99 | per month |
| Premium Familiar Mensual | $24.99 | per month |
| Premium Anual | $69.99 | per year |
| Premium Familiar Anual | $249.99 | per year |


### Iuniverse

[App page](https://appshunter.io/ios/app/iuniverse/id6746817890)

Easily sell products, accept payments, and manage your business finances from your phone. Create a digital store, track sales, and learn financial strategies to grow your venture.

**Highlights:** Create a digital store, Accept card and transfer payments, Track daily sales, Learn financial management, Business growth tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Factu free?

Factu is free to download, with in-app purchases available.

### Is Iuniverse free?

Iuniverse is free to download, with no in-app purchases.

### Which has better reviews, Factu or Iuniverse?

Iuniverse is rated higher. Factu averages 3.7 out of 5 from 6 ratings, while Iuniverse averages 4.6 from 10 ratings.

### Do Factu or Iuniverse have ads?

Factu shows ads; Iuniverse does not.

### Which is updated more often, Factu or Iuniverse?

Factu ships an update every 2 months, and Iuniverse every 2 weeks. Most recently, Factu was updated on October 24, 2026 and Iuniverse on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*