# Factu vs Efectivio

The clearest difference is in-app purchases: Efectivio at none against Factu's 4. Efectivio also leads on ads (none vs shown) and update cadence (every 6 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Factu sells 4 in-app purchases, starting at $6.99 per month. Efectivio asks for nothing beyond the download.

Factu ships an update every 2 months, Efectivio every 6 days. Both last shipped on October 5, 2026.

## The numbers

| Metric | Factu | Efectivio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (6 ratings)](https://appshunter.io/ios/app/factu/id1594027225/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 80 MB | 41 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FACTÚ, S.A.](https://appshunter.io/developer/1594027227) | [MILO AI ASSISTANT, Inc](https://appshunter.io/developer/1883176103) |

## What reviewers say

### Factu

[App page](https://appshunter.io/ios/app/factu/id1594027225)

Organize all your invoices, warranties, and tax documents in one digital archive. Easily track income, expenses, and tax payments with detailed reports. Designed for everyone to understand and manage their finances effortlessly.

**Highlights:** Digital invoice and tax document archive, Organized storage and segmentation, Detailed income and expense reports, Tax payment tracking, Secure data access, Accountant access sharing

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Mensual | $6.99 | per month |
| Premium Familiar Mensual | $24.99 | per month |
| Premium Anual | $69.99 | per year |
| Premium Familiar Anual | $249.99 | per year |


### Efectivio

[App page](https://appshunter.io/ios/app/efectivio/id6764387632)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Factu free?

Factu is free to download, with in-app purchases available.

### Is Efectivio free?

Efectivio is free to download, with no in-app purchases.

### Do Factu or Efectivio have ads?

Factu shows ads; Efectivio does not.

### Which is updated more often, Factu or Efectivio?

Factu ships an update every 2 months, and Efectivio every 6 days. Most recently, Factu was updated on October 5, 2026 and Efectivio on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*