# XCIBIL vs Subscription Manager

The clearest difference is in-app purchases: XCIBIL at none against Subscription Manager's 3. XCIBIL also leads on iOS requirement (13.0 vs 16.4). Subscription Manager's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Subscription Manager sells 3 in-app purchases, starting at $9.99 per month. XCIBIL asks for nothing beyond the download.

XCIBIL ships an update every 6 weeks, Subscription Manager every 10 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | XCIBIL | Subscription Manager |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Free | — |
| Size | 77 MB | 42 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MINSYST CONSULTING PRIVATE LIMITED](https://appshunter.io/developer/1594064509) | [Anthony Chui](https://appshunter.io/developer/6779802641) |

## What reviewers say

### XCIBIL

[App page](https://appshunter.io/ios/app/xcibil/id1594064507)

This app helps businesses track credit transactions, monitor borrower payments, and verify GST compliance. It allows users to assess creditworthiness before extending credit and maintain organized financial records.

**Highlights:** Credit report for borrowers, GST compliance verification, Record financial transactions, Settlement service for timely payments, Monitor borrower accountability

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Subscription Manager

[App page](https://appshunter.io/ios/app/subscription-manager-offline/id6779886234)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Pro Yearly | $29.99 | per year |
| Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is XCIBIL free?

XCIBIL is free to download, with no in-app purchases.

### Is Subscription Manager free?

Subscription Manager is free to download, with in-app purchases available.

### Do XCIBIL or Subscription Manager have ads?

Neither XCIBIL nor Subscription Manager shows ads.

### Which is updated more often, XCIBIL or Subscription Manager?

XCIBIL ships an update every 6 weeks, and Subscription Manager every 10 days. Most recently, XCIBIL was updated on November 3, 2026 and Subscription Manager on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*