# ADB Pay vs VYBE by BPI

The clearest difference is iOS requirement: VYBE by BPI at 12 against ADB Pay's 15. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADB Pay ships an update every 3 weeks, VYBE by BPI every 5 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | ADB Pay | VYBE by BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews)** |
| Number of ratings | — | **57** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | — | Free |
| Size | 45 MB | 118 MB |
| Requires iOS | 15 | **12** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asian Development Bank](https://appshunter.io/developer/1437164014) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### ADB Pay

[App page](https://appshunter.io/ios/app/adb-pay/id1594191431)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


## Frequently asked questions

### Is ADB Pay free?

ADB Pay is free to download, with no in-app purchases.

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Do ADB Pay or VYBE by BPI have ads?

Neither ADB Pay nor VYBE by BPI shows ads.

### Which is updated more often, ADB Pay or VYBE by BPI?

ADB Pay ships an update every 3 weeks, and VYBE by BPI every 5 weeks. Most recently, ADB Pay was updated on October 27, 2026 and VYBE by BPI on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*