# ADB Pay vs BPI

The clearest difference is update cadence: ADB Pay at every 3 weeks against BPI's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADB Pay ships an update every 3 weeks, BPI every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ADB Pay | BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** |
| Number of ratings | — | **18K** |
| Positive reviews | — | 28.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 45 MB | 197 MB |
| Requires iOS | **15** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Asian Development Bank](https://appshunter.io/developer/1437164014) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### ADB Pay

[App page](https://appshunter.io/ios/app/adb-pay/id1594191431)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


## Frequently asked questions

### Is ADB Pay free?

ADB Pay is free to download, with no in-app purchases.

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Do ADB Pay or BPI have ads?

Neither ADB Pay nor BPI shows ads.

### Which is updated more often, ADB Pay or BPI?

ADB Pay ships an update every 3 weeks, and BPI every 2 months. Most recently, ADB Pay was updated on October 27, 2026 and BPI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*