# Plastiq vs Payday Flo

The clearest difference is in-app purchases: Plastiq at none against Payday Flo's 4. Plastiq also leads on device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Payday Flo sells 4 in-app purchases, starting at $5.99 per month. Plastiq asks for nothing beyond the download.

## The numbers

| Metric | Plastiq | Payday Flo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (85 ratings)](https://appshunter.io/ios/app/plastiq/id1594208960/reviews)** | — |
| Number of ratings | **85** | — |
| Positive reviews | 43.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 54 MB | 47 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Plastiq, Inc.](https://appshunter.io/developer/1092294705) | [Neon Path Labs](https://appshunter.io/developer/6793714213) |

## What reviewers say

### Plastiq

[App page](https://appshunter.io/ios/app/plastiq/id1594208960)

This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.

**Highlights:** Pay bills on-the-go, Schedule future payments, Repeat vendor payments, Access documentation, Real-time payables visibility, Cash flow decision making

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Powers cash flow and rewards
- 💳 Pay bills with credit cards
- 📱 Manage payables on the go
- ✨ Clean and modern design

**What reviewers complain about**

- ❌ Payments not made as scheduled
- ❌ Payments canceled for unknown reasons
- ❌ Late fees incurred due to non-payment
- ❌ Refund delays and lack of explanation
- ❌ Difficulty reaching customer support

**Reported bugs**

- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company

**Requested features**

- Add dashboard overview of account
- Make app auto-rotate for iPad use


### Payday Flo

[App page](https://appshunter.io/ios/app/payday-flo/id6793714211)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flo Core Monthly | $5.99 | per month |
| Flo Plus Monthly | $11.99 | per month |
| Flo Core Annual | $39.99 | per year |
| Flo Plus Annual | $89.99 | per year |


## Frequently asked questions

### Is Plastiq free?

Plastiq is free to download, with no in-app purchases.

### Is Payday Flo free?

Payday Flo is free to download, with in-app purchases available.

### Do Plastiq or Payday Flo have ads?

Neither Plastiq nor Payday Flo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*