# Plastiq vs STPK

The clearest difference is rating: STPK at 5.0 against Plastiq's 3.7. STPK also leads on update cadence (every 2 weeks vs every 5 weeks). Plastiq's advantage is ratings volume (85 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STPK holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Plastiq has 85 ratings behind it against 2, so its average is the more settled of the two.

Plastiq ships an update every 5 weeks, STPK every 2 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Plastiq | STPK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (85 ratings)](https://appshunter.io/ios/app/plastiq/id1594208960/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/stpk/id6806373189/reviews)** |
| Number of ratings | **85** | 2 |
| Positive reviews | 43.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 54 MB | 33 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Plastiq, Inc.](https://appshunter.io/developer/1092294705) | [Steel Peak Wealth](https://appshunter.io/developer/1479218469) |

## What reviewers say

### Plastiq

[App page](https://appshunter.io/ios/app/plastiq/id1594208960)

This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.

**Highlights:** Pay bills on-the-go, Schedule future payments, Repeat vendor payments, Access documentation, Real-time payables visibility, Cash flow decision making

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Powers cash flow and rewards
- 💳 Pay bills with credit cards
- 📱 Manage payables on the go
- ✨ Clean and modern design

**What reviewers complain about**

- ❌ Payments not made as scheduled
- ❌ Payments canceled for unknown reasons
- ❌ Late fees incurred due to non-payment
- ❌ Refund delays and lack of explanation
- ❌ Difficulty reaching customer support

**Reported bugs**

- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company

**Requested features**

- Add dashboard overview of account
- Make app auto-rotate for iPad use


### STPK

[App page](https://appshunter.io/ios/app/stpk/id6806373189)

Receive important financial alerts and notifications directly on your mobile device. Stay informed about your accounts and market movements with timely updates.

**Highlights:** Firm notifications, Financial alerts, Account updates, Market movement notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plastiq free?

Plastiq is free to download, with no in-app purchases.

### Is STPK free?

STPK is free to download, with no in-app purchases.

### Which has better reviews, Plastiq or STPK?

STPK is rated higher. Plastiq averages 3.7 out of 5 from 85 ratings, while STPK averages 5.0 from 2 ratings.

### Do Plastiq or STPK have ads?

Neither Plastiq nor STPK shows ads.

### Which is updated more often, Plastiq or STPK?

Plastiq ships an update every 5 weeks, and STPK every 2 weeks. Most recently, Plastiq was updated on October 24, 2026 and STPK on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*