# Castle vs Shellpoint

Castle and Shellpoint both sit at 5.0 stars, but that hides the real split: 100% of Castle's written reviews are positive against 55% of Shellpoint's. Shellpoint's advantage is ratings volume (17K vs 5). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Castle against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 100% of Castle's written reviews are positive against 55% of Shellpoint's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Castle | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/castle-home-payments/id1594749196/reviews)** | [4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews) |
| Number of ratings | 5 | **17K** |
| Positive reviews | **100.0% of reviews** | 55.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 48 MB | 73 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Castle Pay, Inc.](https://appshunter.io/developer/1511572788) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Castle

[App page](https://appshunter.io/ios/app/castle-home-payments/id1594749196)

Manage all your home expenses, from utility bills to renovation costs, in one secure app. It helps you track spending, find savings opportunities, and provides expert support for your home finance needs.

**Highlights:** Digital home records filing cabinet, Consolidated bill payment, Transaction monitoring for savings, Fraud monitoring and security, Expert home finance support

**Features:** Vision Pro support

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Castle free?

Castle is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Castle or Shellpoint?

Castle is rated higher. Castle averages 5.0 out of 5 from 5 ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do Castle or Shellpoint have ads?

Neither Castle nor Shellpoint shows ads.

### Which is updated more often, Castle or Shellpoint?

Castle ships an update monthly, and Shellpoint monthly. Most recently, Castle was updated on September 30, 2026 and Shellpoint on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*