# Sono vs Debt Tracker Master

The clearest difference is review sentiment: Sono at 89% against Debt Tracker Master's 0%. Sono also leads on rating (4.7 vs 3.7) and ratings volume (23 vs 3). Debt Tracker Master's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Sono sells 11 in-app purchases, starting at $3.99 per month and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Sono holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Sono has 23 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 89% of Sono's written reviews are positive against 0% of Debt Tracker Master's.

Sono ships an update every 3 weeks, Debt Tracker Master every 3 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Sono | Debt Tracker Master |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (23 ratings)](https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews) |
| Number of ratings | **23** | 3 |
| Positive reviews | **88.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 96 MB | 50 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Danh Minh Ngo](https://appshunter.io/developer/1595389716) | [娜 杨](https://appshunter.io/developer/1700983284) |

## What reviewers say

### Sono

[App page](https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624)

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

**Highlights:** Record borrowed and lent money, Display debt summaries, Manage debtors and creditors, Support multiple currencies, Dark theme, Transaction reminders, Local and cloud storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 months | $8.99 | per 3 months |
| Professional Monthly | $12.99 | per month |
| Annual | $17.99 | per year |
| Annual | $17.99 | per year |
| Annual | $29.99 | per year |
| Professional Annually | $129.99 | per year |
| Ads removal | $9.99 | one-time |
| Lifetime premium | $49.99 | one-time |
| Lifetime premium | $69.99 | one-time |
| Lifetime premium | $99.99 | one-time |


### Debt Tracker Master

[App page](https://appshunter.io/ios/app/debt-tracker-master/id6473278027)

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

**Highlights:** Debt recording and organization, Repayment progress tracking, Payment planning outlook, Customizable payment reminders, Personal finance learning resources, Debt reduction reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro Monthly | $3.99 | per month |
| DebtTracker Pro Yearly | $17.99 | per year |
| Remove Ads | $3.99 | one-time |
| DebtTracker Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Sono free?

Sono is free to download, with in-app purchases available.

### Is Debt Tracker Master free?

Debt Tracker Master is free to download, with in-app purchases available.

### Which has better reviews, Sono or Debt Tracker Master?

Sono is rated higher. Sono averages 4.7 out of 5 from 23 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.

### Do Sono or Debt Tracker Master have ads?

Both Sono and Debt Tracker Master show ads.

### Which is updated more often, Sono or Debt Tracker Master?

Sono ships an update every 3 weeks, and Debt Tracker Master every 3 days. Most recently, Sono was updated on October 24, 2026 and Debt Tracker Master on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*