# RUM Pay vs OTM Card

The clearest difference is iOS requirement: RUM Pay at 13.0 against OTM Card's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RUM Pay ships an update every 23 months, OTM Card every 14 months. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | RUM Pay | OTM Card |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 23 months | **Every 14 months** |
| Size | 127 MB | 152 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RUM INVEST](https://appshunter.io/developer/1591174173) | [Gate To Pay](https://appshunter.io/developer/1481347811) |

## What reviewers say

### RUM Pay

[App page](https://appshunter.io/ios/app/rum-pay/id1595444763)

**Features:** macOS Compatibility

**In-app purchases:** none


### OTM Card

[App page](https://appshunter.io/ios/app/otm-card/id1637595061)

**In-app purchases:** none


## Frequently asked questions

### Is RUM Pay free?

RUM Pay is free to download, with no in-app purchases.

### Is OTM Card free?

OTM Card is free to download, with no in-app purchases.

### Do RUM Pay or OTM Card have ads?

Neither RUM Pay nor OTM Card shows ads.

### Which is updated more often, RUM Pay or OTM Card?

RUM Pay ships an update every 23 months, and OTM Card every 14 months. Most recently, RUM Pay was updated on September 17, 2026 and OTM Card on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*