# TMS Treasury vs Speso

The clearest difference is update cadence: Speso at every 10 days against TMS Treasury's every 24 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TMS Treasury ships an update every 24 months, Speso every 10 days. The most recent releases landed on October 27, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | TMS Treasury | Speso |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/speso/id6444906787/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 24 months | **Every 10 days** |
| Monetization | — | Ad-supported |
| Size | 18 MB | 97 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AXNOSIS LTD](https://appshunter.io/developer/1593358420) | [Speso Technologies Limited](https://appshunter.io/developer/1657829757) |

## What reviewers say

### TMS Treasury

[App page](https://appshunter.io/ios/app/tms-treasury/id1595780773)

**Features:** macOS Compatibility

**In-app purchases:** none


### Speso

[App page](https://appshunter.io/ios/app/speso/id6444906787)

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

**Highlights:** Instant transfers to mobile wallets and banks, Secure business payments, Find and pay artisans, In-app chat for support, Bank-grade security and encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TMS Treasury free?

TMS Treasury is free to download, with no in-app purchases.

### Is Speso free?

Speso is free to download, with no in-app purchases.

### Do TMS Treasury or Speso have ads?

Neither TMS Treasury nor Speso shows ads.

### Which is updated more often, TMS Treasury or Speso?

TMS Treasury ships an update every 24 months, and Speso every 10 days. Most recently, TMS Treasury was updated on October 27, 2026 and Speso on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*