# SMNK Saving vs PCMT (สสอต.)

The clearest difference is ads: PCMT (สสอต.) at none against SMNK Saving's shown. PCMT (สสอต.) also leads on update cadence (every 2 months vs every 4 months). SMNK Saving's advantage is iOS requirement (12.4 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMNK Saving ships an update every 4 months, PCMT (สสอต.) every 2 months. The most recent releases landed on September 14, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | SMNK Saving | PCMT (สสอต.) |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 months** |
| Size | 51 MB | 50 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SEMANONGKHAI SAVING AND CREDIT COOPERATIVE LIMITED](https://appshunter.io/developer/1595792561) | [CREMATION ASSOCIATION OF ROYAL THAI POLICE SAVINGS AND CREDIT COOPERATIVE MEMBERS](https://appshunter.io/developer/1886320687) |

## What reviewers say

### SMNK Saving

[App page](https://appshunter.io/ios/app/smnk-saving/id1595792559)

**In-app purchases:** none


### PCMT (สสอต.)

[App page](https://appshunter.io/ios/app/pcmt/id6760803660)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SMNK Saving free?

SMNK Saving is free to download, with no in-app purchases.

### Is PCMT (สสอต.) free?

PCMT (สสอต.) is free to download, with no in-app purchases.

### Do SMNK Saving or PCMT (สสอต.) have ads?

SMNK Saving shows ads; PCMT (สสอต.) does not.

### Which is updated more often, SMNK Saving or PCMT (สสอต.)?

SMNK Saving ships an update every 4 months, and PCMT (สสอต.) every 2 months. Most recently, SMNK Saving was updated on September 14, 2026 and PCMT (สสอต.) on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*