# Instabank vs KrankengeldHeld

The clearest difference is in-app purchases: Instabank at none against KrankengeldHeld's 1. KrankengeldHeld's advantage is update cadence (every 3 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. KrankengeldHeld sells 1 one-off in-app purchase. Instabank asks for nothing beyond the download.

Instabank ships an update every 2 months, KrankengeldHeld every 3 days. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Instabank | KrankengeldHeld |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 142 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Instabank ASA](https://appshunter.io/developer/1591554969) | [Juraj Dollinger-Lenharcik](https://appshunter.io/developer/1885930418) |

## What reviewers say

### Instabank

[App page](https://appshunter.io/ios/app/instabank/id1596029376)

Manage your finances with a comprehensive overview of transactions, invoices, and balances. Make payments, transfer funds, and apply for credit or loans easily. Access secure self-service options and bank messages.

**Highlights:** Full account overview, Transaction and invoice tracking, Bill payments and money transfers, Loan and credit applications, Secure login with biometrics, Bank message inbox

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### KrankengeldHeld

[App page](https://appshunter.io/ios/app/krankengeldheld-rechner/id6761605172)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| KrankengeldHeld Pro | $5.99 | one-time |


## Frequently asked questions

### Is Instabank free?

Instabank is free to download, with no in-app purchases.

### Is KrankengeldHeld free?

KrankengeldHeld is free to download, with in-app purchases available.

### Do Instabank or KrankengeldHeld have ads?

Neither Instabank nor KrankengeldHeld shows ads.

### Which is updated more often, Instabank or KrankengeldHeld?

Instabank ships an update every 2 months, and KrankengeldHeld every 3 days. Most recently, Instabank was updated on October 15, 2026 and KrankengeldHeld on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*