# NBKI Authenticator vs Taly | Split your payments

The clearest difference is rating: Taly | Split your payments at 4.1 against NBKI Authenticator's 3.3. Taly | Split your payments also leads on update cadence (fortnightly vs every 10 months) and ratings volume (17 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Taly | Split your payments holds the better App Store score, 4.1 against 3.3. That said, the two scores are not equally well evidenced: Taly | Split your payments has 17 ratings behind it against 3, so its average is the more settled of the two.

NBKI Authenticator ships an update every 10 months, Taly | Split your payments fortnightly. The most recent releases landed on June 5, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | NBKI Authenticator | Taly | Split your payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (3 ratings)](https://appshunter.io/ios/app/nbki-authenticator/id1596749062/reviews) | **[4.1 (17 ratings)](https://appshunter.io/ios/app/taly-split-your-payments/id6467709774/reviews)** |
| Number of ratings | 3 | **17** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 75 MB | 40 MB |
| Requires iOS | **15.0** | 16 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [National Bank of Kuwait](https://appshunter.io/developer/451107237) | [Taly Large E-Money Service Provider](https://appshunter.io/developer/1701859779) |

## What reviewers say

### NBKI Authenticator

[App page](https://appshunter.io/ios/app/nbki-authenticator/id1596749062)

This application enhances your banking security and provides a seamless online experience. It allows you to check account balances, review recent transactions, and activate new cards. The app guides you through a secure activation process involving identity verification and one-time passcodes.

**Highlights:** Online fraud protection, Check account balance, View recent transactions, Activate newly issued cards, Secure online purchase completion, Biometric identity confirmation

**Features:** Apple Wallet

**In-app purchases:** none


### Taly | Split your payments

[App page](https://appshunter.io/ios/app/taly-split-your-payments/id6467709774)

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.

**Highlights:** Split payments up to 4 installments, No interest or extra fees, Shop with top brands, Instant approvals, Purchase and payment tracking, Secure, CBK-licensed platform

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBKI Authenticator free?

NBKI Authenticator is free to download, with no in-app purchases.

### Is Taly | Split your payments free?

Taly | Split your payments is free to download, with no in-app purchases.

### Which has better reviews, NBKI Authenticator or Taly | Split your payments?

Taly | Split your payments is rated higher. NBKI Authenticator averages 3.3 out of 5 from 3 ratings, while Taly | Split your payments averages 4.1 from 17 ratings.

### Do NBKI Authenticator or Taly | Split your payments have ads?

Neither NBKI Authenticator nor Taly | Split your payments shows ads.

### Which is updated more often, NBKI Authenticator or Taly | Split your payments?

NBKI Authenticator ships an update every 10 months, and Taly | Split your payments fortnightly. Most recently, NBKI Authenticator was updated on June 5, 2026 and Taly | Split your payments on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*