# DBS Card+ IN vs Smartreturnz

The clearest difference is update cadence: Smartreturnz at every 3 weeks against DBS Card+ IN's every 3 months. DBS Card+ IN's advantage is iOS requirement (13 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DBS Card+ IN ships an update every 3 months, Smartreturnz every 3 weeks. The most recent releases landed on October 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | DBS Card+ IN | Smartreturnz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/dbs-card-plus-in/id1597167431/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 28.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 117 MB | 212 MB |
| Requires iOS | **13** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) | [SMARTRETURNZ](https://appshunter.io/developer/1838640750) |

## What reviewers say

### DBS Card+ IN

[App page](https://appshunter.io/ios/app/dbs-card-plus-in/id1597167431)

Manage your DBS Bank credit card with ease. Track rewards, control transactions, pay bills, convert spending to EMIs, and access e-statements instantly. Features a virtual card for online purchases and a curated lifestyle feed.

**Highlights:** Seamless card management, Rewards tracking and redemption, Virtual Insta Card for online transactions, Complete card control (PIN reset, block card), Easy EMI conversions for purchases, Instant e-statement access, Curated lifestyle feed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smartreturnz

[App page](https://appshunter.io/ios/app/smartreturnz/id6752553492)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DBS Card+ IN free?

DBS Card+ IN is free to download, with no in-app purchases.

### Is Smartreturnz free?

Smartreturnz is free to download, with no in-app purchases.

### Do DBS Card+ IN or Smartreturnz have ads?

Neither DBS Card+ IN nor Smartreturnz shows ads.

### Which is updated more often, DBS Card+ IN or Smartreturnz?

DBS Card+ IN ships an update every 3 months, and Smartreturnz every 3 weeks. Most recently, DBS Card+ IN was updated on October 24, 2026 and Smartreturnz on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*