# ZestMoney vs Expense Tracker

The clearest difference is in-app purchases: ZestMoney at none against Expense Tracker's 4. ZestMoney also leads on ads (none vs shown). Expense Tracker's advantage is update cadence (every 2 weeks vs every 4 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.99 per month. ZestMoney asks for nothing beyond the download.

ZestMoney ships an update every 4 weeks, Expense Tracker every 2 weeks. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | ZestMoney | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (15 ratings)](https://appshunter.io/ios/app/zestmoney/id1597244251/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 8.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | — |
| Size | 48 MB | 54 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DMI Infotech Solutions Private Limited](https://appshunter.io/developer/1761795509) | [Kabilan Ponraj](https://appshunter.io/developer/1711246126) |

## What reviewers say

### ZestMoney

[App page](https://appshunter.io/ios/app/zestmoney/id1597244251)

This app offers a buy now, pay later service, allowing users to make purchases and repay in installments over extended periods. It provides a fully digital process with quick approval for shopping at numerous online and offline stores.

**Highlights:** Buy now, pay later options, Repay in installments up to 36 months, Accepted at 10,000+ online stores, Fully digital, no paperwork process, Instant loan approval and disbursal, No credit card or CIBIL score required

**Features:** Vision Pro support

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendii/id6760941849)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Plan | $1.99 | per month |
| 3 Months Plan | $3.99 | per 3 months |
| 1 Year Plan | $6.99 | one-time |
| Elite Lifetime Plan | $14.99 | one-time |


## Frequently asked questions

### Is ZestMoney free?

ZestMoney is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do ZestMoney or Expense Tracker have ads?

Expense Tracker shows ads; ZestMoney does not.

### Which is updated more often, ZestMoney or Expense Tracker?

ZestMoney ships an update every 4 weeks, and Expense Tracker every 2 weeks. Most recently, ZestMoney was updated on November 7, 2026 and Expense Tracker on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*