# Vivus.ru vs Кредит Plus

The clearest difference is review sentiment: Кредит Plus at 88% against Vivus.ru's 14%. Кредит Plus also leads on rating (5.0 vs 2.3) and iOS requirement (12.0 vs 15.0). Vivus.ru's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит Plus holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews point the same way: 14% of Vivus.ru's written reviews are positive against 88% of Кредит Plus's.

Vivus.ru ships an update monthly, Кредит Plus every 2 months. The most recent releases landed on October 30, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Vivus.ru | Кредит Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (4 ratings)](https://appshunter.io/ios/app/vivusru/id1597288386/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** |
| Number of ratings | **4** | 3 |
| Positive reviews | 13.8% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 38 MB | 46 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [4FINANS, OOO MFO](https://appshunter.io/developer/1265004449) | [AURUS, OOO](https://appshunter.io/developer/1600641204) |

## What reviewers say

### Vivus.ru

[App page](https://appshunter.io/ios/app/vivusru/id1597288386)

This app provides quick access to financial services for existing clients. It allows users to apply for loans, manage their accounts, and receive support. The platform emphasizes transparency and offers flexible repayment options.

**Highlights:** Quick loan application, Loan management, Transparent terms, Flexible repayment, 24/7 support, Credit limit increase

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vivus.ru free?

Vivus.ru is free to download, with no in-app purchases.

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Which has better reviews, Vivus.ru or Кредит Plus?

Кредит Plus is rated higher. Vivus.ru averages 2.3 out of 5 from 4 ratings, while Кредит Plus averages 5.0 from 3 ratings.

### Do Vivus.ru or Кредит Plus have ads?

Кредит Plus shows ads; Vivus.ru does not.

### Which is updated more often, Vivus.ru or Кредит Plus?

Vivus.ru ships an update monthly, and Кредит Plus every 2 months. Most recently, Vivus.ru was updated on October 30, 2026 and Кредит Plus on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*