# PSB UnIC vs MySGI

The clearest difference is review sentiment: PSB UnIC at 52% against MySGI's 0%. MySGI's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC ships an update monthly, MySGI every 2 months. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | PSB UnIC | MySGI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | **51.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 196 MB | 78 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) | [Shriram General Insurance Company Limited](https://appshunter.io/developer/1654154091) |

## What reviewers say

### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MySGI

[App page](https://appshunter.io/ios/app/mysgi/id6449516271)

Manage your insurance policies with ease, accessing details, documents, and renewal reminders. The app simplifies the claims process, allowing you to lodge and track claims seamlessly with 24/7 support available.

**Highlights:** Policy details access, Coverage information, Document access, Renewal reminders, Claims lodging, Claims tracking, 24/7 support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Is MySGI free?

MySGI is free to download, with no in-app purchases.

### Do PSB UnIC or MySGI have ads?

Neither PSB UnIC nor MySGI shows ads.

### Which is updated more often, PSB UnIC or MySGI?

PSB UnIC ships an update monthly, and MySGI every 2 months. Most recently, PSB UnIC was updated on September 25, 2026 and MySGI on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*