# PSB UnIC vs Expenses Diary

The clearest difference is review sentiment: Expenses Diary at 100% against PSB UnIC's 52%. Expenses Diary also leads on update cadence (every 9 days vs monthly) and iOS requirement (15.6 vs 17.0). PSB UnIC's advantage is price (Free vs $5.99). On ads, in-app purchases and device support there is nothing between them.

PSB UnIC is free to download; Expenses Diary costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC ships an update monthly, Expenses Diary every 9 days. The most recent releases landed on October 17, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PSB UnIC | Expenses Diary |
| --- | --- | --- |
| Price | **Free** | $5.99 |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 51.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Free** | Paid |
| Size | 197 MB | 5 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) | [Bakhshinder Jeet Singh Padda](https://appshunter.io/developer/1759710551) |

## What reviewers say

### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expenses Diary

[App page](https://appshunter.io/ios/app/expenses-diary/id6745673524)

Easily track daily income and expenses without complex spreadsheets. Log transactions instantly, categorize them, and view real-time balances. Generate custom reports and export them for analysis.

**Highlights:** Instant expense and income logging, Customizable categories and labels, Real-time cash balance updates, Swipe navigation through dates, Search and filter transactions, Offline data storage and privacy, Custom date-range reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Is Expenses Diary free?

Expenses Diary costs $5.99, with no in-app purchases.

### Do PSB UnIC or Expenses Diary have ads?

Neither PSB UnIC nor Expenses Diary shows ads.

### Which is updated more often, PSB UnIC or Expenses Diary?

PSB UnIC ships an update monthly, and Expenses Diary every 9 days. Most recently, PSB UnIC was updated on October 17, 2026 and Expenses Diary on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*