# Wave Budget vs Envelope Budget App

Wave Budget and Envelope Budget App both sit at 4.8 stars, but that hides the real split: 100% of Wave Budget's written reviews are positive against 75% of Envelope Budget App's. Wave Budget also leads on iOS requirement (12.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Wave Budget sells 2 in-app purchases, starting at $0.99 per month and Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Wave Budget against 4.8 for Envelope Budget App. Both are backed by a comparable volume of ratings — 13 and 30 respectively. Written reviews are what separate them: 100% of Wave Budget's written reviews are positive against 75% of Envelope Budget App's.

Wave Budget ships an update fortnightly, Envelope Budget App every 10 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Wave Budget | Envelope Budget App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (13 ratings)](https://appshunter.io/ios/app/wave-budget/id1597718926/reviews)** | [4.8 (30 ratings)](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869/reviews) |
| Number of ratings | 13 | **30** |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 55 MB | 18 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Stefan Galler](https://appshunter.io/developer/1466600641) | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) |

## What reviewers say

### Wave Budget

[App page](https://appshunter.io/ios/app/wave-budget/id1597718926)

Easily set up a monthly budget and monitor your spending to understand your remaining funds. Its minimalist design ensures quick and efficient financial management. Connect with your Apple ID for seamless cross-device synchronization.

**Highlights:** Monthly budget setup, Expense tracking, Minimalist design, Cross-device sync via Apple ID, No login required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Yearly Subscription | $9.49 | per year |


### Envelope Budget App

[App page](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869)

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

**Highlights:** Focus on food expenses, Private and local tracking, Simple transaction entry, Category budgeting, Integrated tip calculator, Bill splitter

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tuck Monthly Subscription | $1.99 | per month |
| Tuck Yearly Subscription | $12.99 | per year |
| Tuck Plus Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Wave Budget free?

Wave Budget is free to download, with in-app purchases available.

### Is Envelope Budget App free?

Envelope Budget App is free to download, with in-app purchases available.

### Which has better reviews, Wave Budget or Envelope Budget App?

Wave Budget is rated higher. Wave Budget averages 4.8 out of 5 from 13 ratings, while Envelope Budget App averages 4.8 from 30 ratings.

### Do Wave Budget or Envelope Budget App have ads?

Neither Wave Budget nor Envelope Budget App shows ads.

### Which is updated more often, Wave Budget or Envelope Budget App?

Wave Budget ships an update fortnightly, and Envelope Budget App every 10 days. Most recently, Wave Budget was updated on October 30, 2026 and Envelope Budget App on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*