# SHKB Twint vs UKB TWINT

The clearest difference is ads: UKB TWINT at none against SHKB Twint's shown. UKB TWINT also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHKB Twint holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 8 and 5 respectively.

SHKB Twint ships an update every 2 months, UKB TWINT every 3 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SHKB Twint | UKB TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8 ratings)](https://appshunter.io/ios/app/shkb-twint/id1597721018/reviews)** | [4.6 (5 ratings)](https://appshunter.io/ios/app/ukb-twint/id1629877517/reviews) |
| Number of ratings | **8** | 5 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 57 MB | 58 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Schaffhauser Kantonalbank](https://appshunter.io/developer/779380941) | [Urner Kantonalbank](https://appshunter.io/developer/893202316) |

## What reviewers say

### SHKB Twint

[App page](https://appshunter.io/ios/app/shkb-twint/id1597721018)

This Swiss payment app allows for fast, secure, and easy transactions. Send and receive money, pay for purchases, and access various convenient features like paying parking tickets and donating to charities.

**Highlights:** Fast and secure payments, Send and receive money for free, Pay for purchases online and in-store, Pay parking tickets with refunds, Withdraw cash, Donate to social projects, Buy and gift digital vouchers

**Features:** Apple Wallet

**In-app purchases:** none


### UKB TWINT

[App page](https://appshunter.io/ios/app/ukb-twint/id1629877517)

This app allows for easy and secure mobile payments with direct bank account integration. Send, receive, and split money with friends, and access exclusive partner offers and loyalty programs.

**Highlights:** Secure mobile payments, Direct bank account connection, Send and receive money, Split group expenses, Access partner offers, Store loyalty cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SHKB Twint free?

SHKB Twint is free to download, with no in-app purchases.

### Is UKB TWINT free?

UKB TWINT is free to download, with no in-app purchases.

### Which has better reviews, SHKB Twint or UKB TWINT?

SHKB Twint is rated higher. SHKB Twint averages 4.8 out of 5 from 8 ratings, while UKB TWINT averages 4.6 from 5 ratings.

### Do SHKB Twint or UKB TWINT have ads?

SHKB Twint shows ads; UKB TWINT does not.

### Which is updated more often, SHKB Twint or UKB TWINT?

SHKB Twint ships an update every 2 months, and UKB TWINT every 3 months. Most recently, SHKB Twint was updated on October 24, 2026 and UKB TWINT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*