# Займы онлайн vs Кредит Plus

The clearest difference is rating: Кредит Plus at 5.0 against Займы онлайн's 3.3. Кредит Plus also leads on iOS requirement (12.0 vs 15.6). Займы онлайн's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит Plus holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 80% of Займы онлайн's written reviews are positive against 88% of Кредит Plus's.

Займы онлайн ships an update every 3 months, Кредит Plus every 2 months. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Займы онлайн | Кредит Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (6 ratings)](https://appshunter.io/ios/app/id1597731921/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** |
| Number of ratings | **6** | 3 |
| Positive reviews | 80.0% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 34 MB | 46 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MKK ALYANS-FINANS, OOO](https://appshunter.io/developer/1597731923) | [AURUS, OOO](https://appshunter.io/developer/1600641204) |

## What reviewers say

### Займы онлайн

[App page](https://appshunter.io/ios/app/id1597731921)

This finance app provides quick loans directly to your card, simplifying your financial needs. It offers a transparent and secure process, requiring only a passport for approval. Get funds rapidly with flexible repayment terms.

**Highlights:** Instant loans to card, Secure and transparent process, Loan approval with passport, All loans in one place, Money available anytime

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Which has better reviews, Займы онлайн or Кредит Plus?

Кредит Plus is rated higher. Займы онлайн averages 3.3 out of 5 from 6 ratings, while Кредит Plus averages 5.0 from 3 ratings.

### Do Займы онлайн or Кредит Plus have ads?

Кредит Plus shows ads; Займы онлайн does not.

### Which is updated more often, Займы онлайн or Кредит Plus?

Займы онлайн ships an update every 3 months, and Кредит Plus every 2 months. Most recently, Займы онлайн was updated on September 21, 2026 and Кредит Plus on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*