# Займы онлайн vs Свет КСК

The clearest difference is rating: Свет КСК at 5.0 against Займы онлайн's 3.0. Свет КСК also leads on update cadence (every 5 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Свет КСК holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 7 and 3 respectively.

Займы онлайн ships an update every 3 months, Свет КСК every 5 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Займы онлайн | Свет КСК |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (7 ratings)](https://appshunter.io/ios/app/id1597731921/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6444723387/reviews)** |
| Number of ratings | **7** | 3 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 34 MB | 55 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MKK ALYANS-FINANS, OOO](https://appshunter.io/developer/1597731923) | [ПАО «Калужская сбытовая компания»](https://appshunter.io/developer/1656398806) |

## What reviewers say

### Займы онлайн

[App page](https://appshunter.io/ios/app/id1597731921)

This finance app provides quick loans directly to your card, simplifying your financial needs. It offers a transparent and secure process, requiring only a passport for approval. Get funds rapidly with flexible repayment terms.

**Highlights:** Instant loans to card, Secure and transparent process, Loan approval with passport, All loans in one place, Money available anytime

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Свет КСК

[App page](https://appshunter.io/ios/app/id6444723387)

Manage your electricity bills and payments for residential and non-residential properties. Easily submit meter readings, view your balance, and pay bills without leaving home. Opt for paperless billing and email notifications.

**Highlights:** Add personal accounts, Submit meter readings, Pay bills without commission, View balance and account info, Subscribe to e-bills, Opt-out of paper bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Is Свет КСК free?

Свет КСК is free to download, with no in-app purchases.

### Which has better reviews, Займы онлайн or Свет КСК?

Свет КСК is rated higher. Займы онлайн averages 3.0 out of 5 from 7 ratings, while Свет КСК averages 5.0 from 3 ratings.

### Do Займы онлайн or Свет КСК have ads?

Neither Займы онлайн nor Свет КСК shows ads.

### Which is updated more often, Займы онлайн or Свет КСК?

Займы онлайн ships an update every 3 months, and Свет КСК every 5 weeks. Most recently, Займы онлайн was updated on October 30, 2026 and Свет КСК on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*