# 养基宝 vs Cent

The clearest difference is rating: 养基宝 at 4.3 against Cent's 3.0. 养基宝 also leads on ratings volume (59 vs 2) and iOS requirement (15.0 vs 18.0). Cent's advantage is in-app purchases (none vs 10) and ads (none vs shown). On price, update cadence, monetization model and device support there is nothing between them.

Both are free to download. 养基宝 sells 10 one-off in-app purchases. Cent asks for nothing beyond the download.

养基宝 holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: 养基宝 has 59 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 86% of 养基宝's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | 养基宝 | Cent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (59 ratings)](https://appshunter.io/ios/app/id1597754877/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cent/id6764264950/reviews) |
| Number of ratings | **59** | 2 |
| Positive reviews | 85.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 129 MB | 15 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Shenzhen Xiaoduotou Information Technology Co.,Ltd.](https://appshunter.io/developer/1451772803) | [君 周](https://appshunter.io/developer/1745278927) |

## What reviewers say

### 养基宝

[App page](https://appshunter.io/ios/app/id1597754877)

This app helps you manage your investments across multiple platforms. It offers features like image recognition to sync your holdings, profit and loss analysis, and weekly/monthly reports. It's designed for a better investment experience.

**Highlights:** Consolidated multi-platform fund viewing, Image recognition for syncing holdings, Profit and loss analysis, Weekly and monthly fund reports, Multi-account ledger management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 9折月度会员价 | $9.99 | one-time |
| 月度会员 | $9.99 | one-time |
| 9折季度会员价 | $24.99 | one-time |
| 养基宝季度VIP会员 | $27.99 | one-time |
| 季度会员 | $29.99 | one-time |
| 新人优惠-半年度会员 | $39.99 | one-time |
| 半年度会员 | $49.99 | one-time |
| 新人优惠-年度会员 | $69.99 | one-time |
| 9折年度会员价 | $79.99 | one-time |
| 年度会员 | $79.99 | one-time |


### Cent

[App page](https://appshunter.io/ios/app/cent/id6764264950)

This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.

**Highlights:** Self-hosted data storage (GitHub/WebDAV), Multi-currency support with real-time conversion, Recurring billing templates, Statistical analysis and visualization, Budget management and progress monitoring, iOS native support with widgets and shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 养基宝 free?

养基宝 is free to download, with in-app purchases available.

### Is Cent free?

Cent is free to download, with no in-app purchases.

### Which has better reviews, 养基宝 or Cent?

养基宝 is rated higher. 养基宝 averages 4.3 out of 5 from 59 ratings, while Cent averages 3.0 from 2 ratings.

### Do 养基宝 or Cent have ads?

养基宝 shows ads; Cent does not.

### Which is updated more often, 养基宝 or Cent?

养基宝 ships an update weekly, and Cent weekly. Most recently, 养基宝 was updated on October 14, 2026 and Cent on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*