# Tontine vs PayKara

The clearest difference is update cadence: Tontine at every 2 months against PayKara's every 20 months. Tontine also leads on iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tontine ships an update every 2 months, PayKara every 20 months. Both last shipped on October 27, 2026.

## The numbers

| Metric | Tontine | PayKara |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 20 months |
| Size | 25 MB | 23 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [emendWELL Research Consulting Inc](https://appshunter.io/developer/1598016368) | [paykara inc](https://appshunter.io/developer/1627459254) |

## What reviewers say

### Tontine

[App page](https://appshunter.io/ios/app/tontine/id1598016366)

**Features:** Apple Wallet

**In-app purchases:** none


### PayKara

[App page](https://appshunter.io/ios/app/paykara/id1627459252)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tontine free?

Tontine is free to download, with no in-app purchases.

### Is PayKara free?

PayKara is free to download, with no in-app purchases.

### Do Tontine or PayKara have ads?

Neither Tontine nor PayKara shows ads.

### Which is updated more often, Tontine or PayKara?

Tontine ships an update every 2 months, and PayKara every 20 months. Most recently, Tontine was updated on October 27, 2026 and PayKara on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*