# UPS EFCU vs eZCardInfo

The clearest difference is rating: UPS EFCU at 4.8 against eZCardInfo's 1.3. UPS EFCU also leads on review sentiment (40% vs 0%) and ratings volume (224 vs 16). eZCardInfo's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPS EFCU holds the better App Store score, 4.8 against 1.3. That said, the two scores are not equally well evidenced: UPS EFCU has 224 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 40% of UPS EFCU's written reviews are positive against 0% of eZCardInfo's.

UPS EFCU ships an update every 4 months, eZCardInfo every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | UPS EFCU | eZCardInfo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (224 ratings)](https://appshunter.io/ios/app/ups-efcu/id1598115883/reviews)** | [1.3 (16 ratings)](https://appshunter.io/ios/app/ezcardinfo/id1667147666/reviews) |
| Number of ratings | **224** | 16 |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 60 MB | 29 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UPS Employees FCU](https://appshunter.io/developer/808388576) | [eFunds Corporation](https://appshunter.io/developer/354569718) |

## What reviewers say

### UPS EFCU

[App page](https://appshunter.io/ios/app/ups-efcu/id1598115883)

Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, pay bills, and transfer funds instantly. Deposit checks directly from your device.

**Highlights:** Check account balances, Review recent transactions, Deposit checks, Online Bill Pay, Transfer funds, View and pay bills

**In-app purchases:** none


### eZCardInfo

[App page](https://appshunter.io/ios/app/ezcardinfo/id1667147666)

Manage your credit card accounts directly from your mobile device. View balances, transaction history, and make payments conveniently.

**Highlights:** View account balance, Access transaction history, Make credit card payments, Manage credit card accounts, Mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UPS EFCU free?

UPS EFCU is free to download, with no in-app purchases.

### Is eZCardInfo free?

eZCardInfo is free to download, with no in-app purchases.

### Which has better reviews, UPS EFCU or eZCardInfo?

UPS EFCU is rated higher. UPS EFCU averages 4.8 out of 5 from 224 ratings, while eZCardInfo averages 1.3 from 16 ratings.

### Do UPS EFCU or eZCardInfo have ads?

UPS EFCU shows ads; eZCardInfo does not.

### Which is updated more often, UPS EFCU or eZCardInfo?

UPS EFCU ships an update every 4 months, and eZCardInfo every 2 months. Most recently, UPS EFCU was updated on November 3, 2026 and eZCardInfo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*