# Smartcash PSB vs 101TEXT

The clearest difference is rating: 101TEXT at 5.0 against Smartcash PSB's 3.9. 101TEXT also leads on iOS requirement (8.0 vs 15.0). Smartcash PSB's advantage is ratings volume (2K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

101TEXT holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 4, so its average is the more settled of the two.

## The numbers

| Metric | Smartcash PSB | 101TEXT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (2K ratings)](https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/101text/id1660133609/reviews)** |
| Number of ratings | **2K** | 4 |
| Positive reviews | 43.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | Free |
| Size | 131 MB | 36 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Airtel Africa](https://appshunter.io/developer/876813897) | [101VOICE](https://appshunter.io/developer/789641422) |

## What reviewers say

### Smartcash PSB

[App page](https://appshunter.io/ios/app/smartcash-psb/id1598558834)

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

**Highlights:** Instant money transfers, Mobile and data recharge, Utility and bill payments, Merchant scan and pay, Multi-account management, Secure sign-in and transactions, Favorite transaction shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems

**Reported bugs**

- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations

**Requested features**

- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability


### 101TEXT

[App page](https://appshunter.io/ios/app/101text/id1660133609)

This app allows you to manage your contacts and use a professional business phone number for all your communications. Streamline messaging, save time, and enhance productivity without sharing your personal number.

**Highlights:** Contact syncing with Google, Outlook, and local contacts, Dedicated professional business phone number, Streamlined messaging for business, Enhanced productivity, Seamless integration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smartcash PSB free?

Smartcash PSB is free to download, with no in-app purchases.

### Is 101TEXT free?

101TEXT is free to download, with no in-app purchases.

### Which has better reviews, Smartcash PSB or 101TEXT?

101TEXT is rated higher. Smartcash PSB averages 3.9 out of 5 from 2K ratings, while 101TEXT averages 5.0 from 4 ratings.

### Do Smartcash PSB or 101TEXT have ads?

Neither Smartcash PSB nor 101TEXT shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*