# Smartcash PSB vs 247data

The clearest difference is ratings volume: Smartcash PSB at 2K against 247data's 12. 247data's advantage is iOS requirement (11.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.9 for Smartcash PSB against 4.0 for 247data. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 43% of Smartcash PSB's written reviews are positive against 50% of 247data's.

Smartcash PSB ships an update every 3 weeks, 247data every 2 weeks. The most recent releases landed on September 23, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | Smartcash PSB | 247data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (2K ratings)](https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews) | **[4.0 (12 ratings)](https://appshunter.io/ios/app/247data/id6480323506/reviews)** |
| Number of ratings | **2K** | 12 |
| Positive reviews | 43.2% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 131 MB | 41 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Airtel Africa](https://appshunter.io/developer/876813897) | [MSORG DEVELOPERS LTD](https://appshunter.io/developer/1622984896) |

## What reviewers say

### Smartcash PSB

[App page](https://appshunter.io/ios/app/smartcash-psb/id1598558834)

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

**Highlights:** Instant money transfers, Mobile and data recharge, Utility and bill payments, Merchant scan and pay, Multi-account management, Secure sign-in and transactions, Favorite transaction shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems

**Reported bugs**

- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations

**Requested features**

- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability


### 247data

[App page](https://appshunter.io/ios/app/247data/id6480323506)

This utility app simplifies phone management for iOS users. It allows for easy airtime and data top-ups, as well as bill payments for services like electricity and cable. Manage your phone essentials conveniently and avoid service interruptions.

**Highlights:** Airtime top-up, Data top-up, Bill payment, Phone management, iOS compatible

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smartcash PSB free?

Smartcash PSB is free to download, with no in-app purchases.

### Is 247data free?

247data is free to download, with no in-app purchases.

### Which has better reviews, Smartcash PSB or 247data?

247data is rated higher. Smartcash PSB averages 3.9 out of 5 from 2K ratings, while 247data averages 4.0 from 12 ratings.

### Do Smartcash PSB or 247data have ads?

Neither Smartcash PSB nor 247data shows ads.

### Which is updated more often, Smartcash PSB or 247data?

Smartcash PSB ships an update every 3 weeks, and 247data every 2 weeks. Most recently, Smartcash PSB was updated on September 23, 2026 and 247data on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*