# Smartcash PSB vs Umarbojo

The clearest difference is iOS requirement: Umarbojo at 12.0 against Smartcash PSB's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Smartcash PSB | Umarbojo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (2.1K ratings)](https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews)** | — |
| Number of ratings | **2.1K** | — |
| Positive reviews | 43.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | — |
| Size | 161 MB | 70 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Airtel Africa](https://appshunter.io/developer/876813897) | [Pheebz-Dev Technology](https://appshunter.io/developer/1711099481) |

## What reviewers say

### Smartcash PSB

[App page](https://appshunter.io/ios/app/smartcash-psb/id1598558834)

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

**Highlights:** Instant money transfers, Mobile and data recharge, Utility and bill payments, Merchant scan and pay, Multi-account management, Secure sign-in and transactions, Favorite transaction shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems

**Reported bugs**

- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations

**Requested features**

- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability


### Umarbojo

[App page](https://appshunter.io/ios/app/umarbojo/id6765429558)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smartcash PSB free?

Smartcash PSB is free to download, with no in-app purchases.

### Is Umarbojo free?

Umarbojo is free to download, with no in-app purchases.

### Do Smartcash PSB or Umarbojo have ads?

Neither Smartcash PSB nor Umarbojo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*