# PAA Client Access vs TWS Penny

The clearest difference is update cadence: TWS Penny at every 6 weeks against PAA Client Access's every 6 months. TWS Penny also leads on iOS requirement (12.4 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for PAA Client Access against 5.0 for TWS Penny. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

PAA Client Access ships an update every 6 months, TWS Penny every 6 weeks. The most recent releases landed on September 28, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | PAA Client Access | TWS Penny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/paa-client-access/id1598958763/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/tws-penny/id6503089414/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 62 MB | 139 MB |
| Requires iOS | 15.6 | **12.4** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Guardian Life Insurance Company of America](https://appshunter.io/developer/532827052) | [The Wealth Stewards, LLC](https://appshunter.io/developer/1747974503) |

## What reviewers say

### PAA Client Access

[App page](https://appshunter.io/ios/app/paa-client-access/id1598958763)

Manage your financial life and communicate with your advisor. Access important financial documents and tools securely. Stay connected with your investment advisory services.

**Highlights:** View financial information, Manage financial elements, Communicate with advisor, Access tools and resources, Secure client portal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TWS Penny

[App page](https://appshunter.io/ios/app/tws-penny/id6503089414)

Access your investment portfolio, view financial reports, and communicate with your advisors through a streamlined mobile interface. This app requires you to be an existing client of The Wealth Stewards and have app access enabled.

**Highlights:** Access portfolio data, View reports and statements, Communicate with advisors, Simple and elegant interface, Client-specific access

**In-app purchases:** none


## Frequently asked questions

### Is PAA Client Access free?

PAA Client Access is free to download, with no in-app purchases.

### Is TWS Penny free?

TWS Penny is free to download, with no in-app purchases.

### Which has better reviews, PAA Client Access or TWS Penny?

PAA Client Access and TWS Penny are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do PAA Client Access or TWS Penny have ads?

Neither PAA Client Access nor TWS Penny shows ads.

### Which is updated more often, PAA Client Access or TWS Penny?

PAA Client Access ships an update every 6 months, and TWS Penny every 6 weeks. Most recently, PAA Client Access was updated on September 28, 2026 and TWS Penny on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*