# Monte Carmo vs Anuidade Zero CREFITO

The clearest difference is update cadence: Anuidade Zero CREFITO at every 3 weeks against Monte Carmo's every 8 months. Monte Carmo's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monte Carmo ships an update every 8 months, Anuidade Zero CREFITO every 3 weeks. The most recent releases landed on October 31, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Monte Carmo | Anuidade Zero CREFITO |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Size | 33 MB | 143 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BETIM EMPREENDIMENTOS E PARTICIPACOES SA](https://appshunter.io/developer/1599363667) | [Conselho Regional de Fisioterapia e Terapia Ocupacional da 4ª Região](https://appshunter.io/developer/1098272532) |

## What reviewers say

### Monte Carmo

[App page](https://appshunter.io/ios/app/monte-carmo/id1599363395)

**Features:** macOS Compatibility

**In-app purchases:** none


### Anuidade Zero CREFITO

[App page](https://appshunter.io/ios/app/anuidade-zero-crefito-4-mg/id6733253398)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Monte Carmo free?

Monte Carmo is free to download, with no in-app purchases.

### Is Anuidade Zero CREFITO free?

Anuidade Zero CREFITO is free to download, with no in-app purchases.

### Do Monte Carmo or Anuidade Zero CREFITO have ads?

Neither Monte Carmo nor Anuidade Zero CREFITO shows ads.

### Which is updated more often, Monte Carmo or Anuidade Zero CREFITO?

Monte Carmo ships an update every 8 months, and Anuidade Zero CREFITO every 3 weeks. Most recently, Monte Carmo was updated on October 31, 2026 and Anuidade Zero CREFITO on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*